Community-Based Credit

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What lies at the end of the neoliberal rainbow? Resourcefulness, determination, creativity, and hope, if Argentina’s experience is any indication. In the last ten years, 205 worker co-ops (RFs) have...
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The NFCDCU is a coalition of American credit unions that serve low- and moderate-income people and communities. NFCDCU’s policies and programs show what “people worthy” banking is all about. The...
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Even if they have a thriving small business, women microentrepreneurs can find it very difficult to get even small amounts of credit from mainstream financial institutions. To address that in...
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This report by the BC-Alberta Social Economy Research Alliance explains how credit unions can overcome their compulsion to compete with banks and instead develop a powerful and central role in the...
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Community investment is financing that targets the underserved (individuals, communities, and social enterprises) in order to develop opportunities and improve conditions. Who is involved in this...
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To make a real difference, community economic development organizations (CEDOs) have to own productive pieces of the local economy. But finding the capital to make such investments is only part of...
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Five factors help community-based organizations gain access to debt and equity and use it to best advantage.A readiness to work with others. A community development process usually precedes and then...
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The Canadian Alternative Investment Co-operative has been active since 1983, providing loans to shelters, food banks, daycares, and even other loan funds. Now its members are raising their sights;...
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Historically, poverty reduction has trumped environmental issues community development. Coastal Enterprises Inc. of Maine, too, pursued a double bottom-line after its founding in 1977, although a...
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Community Development Credit Unions (CDCUs) are a section of the credit union movement that puts co-operative principles and structures at the service of African-Americans, immigrants, and other...